http://www.articleheaven.com en-us editorial@articleheaven.com Some lucky people don't need to learn to budget money in the traditional way. They simply and naturally spend less than they make, and invest the difference for the future. There is no need to allocate "x" amount each month for this or that category if yo... http://www.articleheaven.com/article_703342_22.html 01st December 2008 Safe real estate investing rule: If you have cash flow you can hold on until prices rebound. It just isn't that risky if you never made rising prices a part of you profit plan. In fact, rents in some areas have continued to climb as the prices of real ... http://www.articleheaven.com/article_702257_33.html 01st December 2008 Perhaps you have been watching those shows that tell you how to flip that house, but you don't have the tens of thousands of dollars they seem to inevitably spend. What can you do that is fast and cheap to increase the appeal and selling price of a home? ... http://www.articleheaven.com/article_701829_33.html 01st December 2008 Why meditate? You may already understand that it is very relaxing. In fact, try the simple meditation in this article and you'll feel more relaxed in just a few minutes. But there are other good reasons to meditate as well. Here are three of them. S... http://www.articleheaven.com/article_699847_24.html 01st December 2008 Backpacking with children can be a challenge, but it is a good way for kids to learn about the outdoors and develop independence and responsibility. It is also just a great way to have fun. That is, as long as you plan well. Here are four tips to help you... http://www.articleheaven.com/article_696551_29.html 27th November 2008 Not only could this be a good time to by a house, but it may be the best time in years. For some reason, home buyers seem most interested when prices are high. But just as we all like to see a "20% off" sale on our favorite consumer items or groceries, we... http://www.articleheaven.com/article_695105_33.html 26th November 2008 There are the usual backpacking survival kit ideas that have stood the test of time. Almost everyone agrees that some way to start a fire, some medical supplies and some kind of blade are necessary. Other items, ranging from saws to signal whistles can be... http://www.articleheaven.com/article_692472_29.html 24th November 2008 Setting goals sometimes works and sometimes doesn't. Why is that? What makes it an effective practice, and when does it fail? It's all about how you do it, and later in this article you'll find six or seven tips on how to properly set goals. But first let... http://www.articleheaven.com/article_690179_24.html 18th November 2008 If you have ever considered buying self improvement CDs, you know there are a lot to choose from. It isn't just about different authors though. There are very different types to think about as well. Here is a look at five of them, with some pointers as to... http://www.articleheaven.com/article_688725_24.html 18th November 2008 The idea of a power nap isn't new. They used to be called catnaps. They consist of just a little bit of sleep in order to refresh you. There has been some research done more recently, though, and it shows that there is a right way and a wrong way. More... http://www.articleheaven.com/article_685349_24.html 11th November 2008 What do we even mean by personal success? Hopefully you don't think it is all about appearing successful to others in order to feel good about yourself. So what if you have the things they all desire and you gain enough money and power to impress the worl... http://www.articleheaven.com/article_681330_24.html 03rd November 2008 How do you achieve a more consistent level of daily motivation? Use the following powerful techniques, beginning at the start of your day. 1. Start The Day Motivated Have a morning motivation routine. Experiment a bit and see what gets you going. If... http://www.articleheaven.com/article_680297_24.html 31st October 2008 Are there ever reasons why we should negotiate with terrorists at all? It's easy to say no, but lets's look at where that leads. First of all, many people take "negotiate" to mean conceding something of value, and so supporting the other side's evil inten... http://www.articleheaven.com/article_677945_22.html 30th October 2008 I worked for ten years in a small casino, and I saw more than one roulette system. I even saw one that worked consistently (more on that later). But the fact that the others didn't always work doesn't mean they are without value. After all, if they can se... http://www.articleheaven.com/article_676116_63.html 27th October 2008 Money saving tips are commonly all about price shopping and how to get a good deal. It makes sense to find ways to get the same thing for less money. Maybe it even makes sense to use coupons, although some of us find that the time spent is often too much ... http://www.articleheaven.com/article_674124_19.html 23rd October 2008 When it comes to the current real estate situation (2008), perhaps the last thing most people think about are the benefits of the housing slump. It is easy to see the problems, ranging from difficulty getting loans to being "upside down" on ones mortgage ... http://www.articleheaven.com/article_672555_19.html 22nd October 2008 Before we get into how to use meditation CDs, we have to start with which kind to use. Some products are nothing more than relaxing music, or perhaps a guided meditation with a musical background. There is nothing wrong with these, but if you want a more ... http://www.articleheaven.com/article_669496_24.html 21st October 2008 There are many money myths that can get in the way of your success. Here are three that you may have bought into. If so, it's time to learn some better ideas. Money Myth - You Need Money To Make Money Like most money myths, this one is pulled... http://www.articleheaven.com/article_664209_19.html 14th October 2008 A meditation for beginners doesn't have to be difficult. In fact it can be as simple as closing your eyes and taking a few deep breaths. Now, you may have read that meditation is for relaxation. Others will say that relaxing is just an "extra" benefi... http://www.articleheaven.com/article_662127_24.html 13th October 2008 We all would like to see certain political changes. For some of us this might mean a return to fiscal responsibility. For others, a government that respects the rights of all humans may be the goal. But whatever our preferences, many of us feel like there... http://www.articleheaven.com/article_659319_22.html 07th October 2008 You can call it good luck, or cause and effect, or whatever you want. But you know that some people have more good things happen in their lives, and more happy surprises. What you may not know is that there are things you can do to be more like them and s... http://www.articleheaven.com/article_658117_24.html 06th October 2008 How do you choose the best meditation music? Baroque music is often recommended, and particular pieces may have the right number of beats-per-minute to alter your brainwaves. But more on that in a moment. The science isn't that settled in this area yet, a... http://www.articleheaven.com/article_654524_24.html 01st October 2008 Good metaphors, apart from just sounding nice to the ears, do at least two other things. First, they make it easier to think about something. For example, if you were to try to explain to a first-time computer user that bits of electricity create binary c... http://www.articleheaven.com/article_653879_24.html 01st October 2008 Every state has an unclaimed property department of some sort. This is where uncashed checks, forgotten bank accounts and other "abandoned" monies go. The idea is simple enough; if money or other things of value are not claimed, they are turned over to th... http://www.articleheaven.com/article_652432_18.html 29th September 2008 You have probably read articles on how to save money on groceries. They tell you to have a list and sticking to it, use coupons, go to discount membership stores (like Sam's Club), shop sales and stock up when things are cheap. All of this works, but ther... http://www.articleheaven.com/article_651287_26.html 29th September 2008 The following memory tips are for all ages. Although memory loss often comes with old age, that does not mean it is a necessary result of aging. In fact, there are often specific causes, and a declining ability to remember things can be reversed in many c... http://www.articleheaven.com/article_650681_24.html 26th September 2008 At the highest levels, better brainpower cannot be separated from higher self awareness. Your own reactive mind often gets in the way of the clearest and deepest thinking, and you have to see this happening to correct it. Part of the problem is what's som... http://www.articleheaven.com/article_645519_24.html 23rd September 2008 Cheap backpacking is accomplished in two basic ways? The first is to cut the cost of the trip. The second way is to spend less on the gear you buy. Here are some tips for doing both of these. Cheap Backpacking Gear Don't bother with high-tech... http://www.articleheaven.com/article_640144_29.html 16th September 2008 If you've read it, you may have noticed that the U.S. Constitution, in designating how representatives were to be apportioned by population, excluded "untaxed" Indians, and counted each black slave as three fifths of a person. That's in the first couple p... http://www.articleheaven.com/article_638068_22.html 15th September 2008 The high mountains of Colorado still had a lot of snow in mid June. In fact, the Arkansas river was close to flooding here in Canon City, despite there being no rain in weeks. The snow melt was enough to raise it to its highest level in years. But my frie... http://www.articleheaven.com/article_633048_29.html 09th September 2008 Would you like to get the best travel deals available? Then get ready to be open-minded and flexible. Consider going to any one of several destinations, and going at different times than you may have originally planned on, and even doing different things ... http://www.articleheaven.com/article_632247_29.html 09th September 2008 All of us make financial mistakes, and research in the new fields of evolutionary economics and behavioral economics are starting to explain why. It will be good to have this knowledge someday. But in the meantime, here are ten of the more common money mi... http://www.articleheaven.com/article_630644_19.html 09th September 2008 Lateral thinking problems are often just simple puzzles that lead you to make certain assumptions. To solve them, then, you have to look at the assumptions you're making and try to get beyond them. Let's look at an example. A librarian used a book he h... http://www.articleheaven.com/article_622879_22.html 05th September 2008 Sometimes it is just fun to create and share crazy ideas. For example, I recently read about one man's idea to give away free gas. The catch was that there were remote-controlled paintball guns with cameras on them, connected to a web site on the internet... http://www.articleheaven.com/article_621984_24.html 05th September 2008 How do you choose the relaxation music that works best? You can certainly start by experimenting with many different types. After all, it seems likely that what one person finds relaxing another will find irritating. But is it all just a matter of persona... http://www.articleheaven.com/article_621414_24.html 05th September 2008 When backpacking, habits matter. A better sleeping bag may keep you a bit warmer, and a cell phone or GPS unit definitely makes a trip safer, but the things you regularly do while on the trail are just as important. Here are six habits you should develop ... http://www.articleheaven.com/article_610359_29.html 27th August 2008 Albert Einstein used a technique for deep thinking, which he referred to as "thought experiments." He didn't invent the technique, but perhaps made it more popular. It was essentially the practice of relaxing and setting a visualization in motion while wa... http://www.articleheaven.com/article_610333_24.html 27th August 2008 How do we determine right and wrong, and can we really capture them with philosophical rules or religious commandments? The answer to the first question is that we call something right or wrong according to whether or not it helps achieve our moral values... http://www.articleheaven.com/article_609515_22.html 25th August 2008 The bad news is that your low ball home offers are not likely to be accepted. The good news is that they work anyhow. Let's look at why that is. Most real estate sells for a bit less than the asking price, but a "low ball" offer on a home is one that's... http://www.articleheaven.com/article_605550_33.html 21st August 2008 Why solo backpacking? To be honest, one of the reasons I sometimes go alone is simply that it's tough to find people to go with, especially on short-notice. So reason number one is just the sheer necessity. But that is not the only reason to enter the wil... http://www.articleheaven.com/article_604429_29.html 20th August 2008 When you are ready for outdoor adventures, but want to try something new, you have to think in new ways. Forget the mountain bike or the paid rafting tour. Here are some low budget interesting things you may not have tried. Mine Hunting A fri... http://www.articleheaven.com/article_603952_29.html 20th August 2008 You may think you're not susceptible to subliminal techniques, but the research says that virtually all of us are. And of all the various techniques out there, one of the most common is a simple trick called "anchoring." Here is a look at how it is used o... http://www.articleheaven.com/article_602950_22.html 18th August 2008 Is milk good for you? Our government says yes, but most scientists who do not work for the dairy industry say no. Why the discrepancy? Let's look at the research. Though most people still think that milk is good for their bones, there is no evidence fo... http://www.articleheaven.com/article_599487_17.html 15th August 2008 We would like to think that the research done by the pharmaceutical companies is honest, but more than one news story has shown otherwise. If we had the political will, or if the FDA was less political, drug trials could be made more honest almost immedia... http://www.articleheaven.com/article_598172_17.html 14th August 2008 Why not start each morning with a simple thought for the day? Hold it in mind to see what perspective it gives to the day's events. Here is one for each day of the week. Monday's Thought For The Day When you argue with a person, are you focused on t... http://www.articleheaven.com/article_597241_24.html 13th August 2008 Which is the best of the best wild edible plants? That depends on whether you are collecting them for a tasty meal, or as a matter of life or death. It also depends on the season and where you are. But despite all these qualifications, there is one that ... http://www.articleheaven.com/article_596114_22.html 13th August 2008 Most of us know lucky people, those who seem to lived a charmed life. They may not even be all that smart, and yet they seem to almost stumble into good situations. Opportunities open up for them, things are "handed" to them. Perhaps they win in the stock... http://www.articleheaven.com/article_591171_24.html 27th July 2008 A bad credit rating is usually considered a problem, but is it always so? Are there circumstances where it can be beneficial? Credit is a tool that has to be handled with wisdom to be of value. Being able to borrow money or get credit cards doesn't aut... http://www.articleheaven.com/article_586134_19.html 23rd July 2008 There are many creative problem solving techniques, and each will lead you to different kinds of solutions. One of the simplest, though, is the "add, subtract and change" technique. What follows is a basic explanation of how to use it to generate more cre... http://www.articleheaven.com/article_584785_22.html 22nd July 2008 What is real genius, and how do we cultivate it in ourselves? A common dictionary definition is, "Extraordinary intellectual power especially as manifested in creative activity." Some definitions refer to a high IQ as well, but that doesn't seem to be an ... http://www.articleheaven.com/article_583443_22.html 22nd July 2008