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<title>Steve Selengut's Articles</title>
<link>http://www.articleheaven.com</link>
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<webMaster>editorial@articleheaven.com</webMaster>
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<title>Value Stock Investing - The November Syndrome On Drugs</title>
<description>Every fall, especially in opportunity rich markets like this, I encourage investors to think about some year-end strategies that make the final calendar quarter a special time in all markets. Several forces are at work, all of which have links to conventi...</description>
<link>http://www.articleheaven.com/article_697463_19.html</link>
<pubDate>29th November 2008</pubDate>
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<title>Let's Make 401(k)s And IRAs More Like Pension Plans </title>
<description>Who's confiscating your 401(k) and IRA? Dateline Raleigh, NC, November 6, 2008: Democratic leaders in the U.S. House of Representatives discuss confiscating our 401(k)s and IRAs, by Carolina Journal Online reporter Karen McMahan. 

This shocking pronoun...</description>
<link>http://www.articleheaven.com/article_693588_19.html</link>
<pubDate>25th November 2008</pubDate>
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<title>The Securities Investors' Bill Of Rights (SIBORAP): Part Four</title>
<description>SIBORAP includes these ten specific sections: (1) Product Transparency, (2) Regulation and Education, (3) Protection from Speculators (4) Control of Hedge Funds, (5) Brokerage Account Statements, (6) Retirement Account Investments, (7) Executive Compensat...</description>
<link>http://www.articleheaven.com/article_681140_75.html</link>
<pubDate>03rd November 2008</pubDate>
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<title>The Securities Investors' Bill Of Rights (SIBORAP): Part Three</title>
<description>SIBORAP includes these ten specific sections: (1) Product Transparency, (2) Regulation and Education, (3) Protection from Speculators (4) Control of Hedge Funds, (5) Brokerage Account Statements, (6) Retirement Account Investments, (7) Executive Compensat...</description>
<link>http://www.articleheaven.com/article_681139_57.html</link>
<pubDate>03rd November 2008</pubDate>
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<title>Wall Street Garage Sale Produces Closed End Fund Bargains</title>
<description>There's a bright light at the end of the tunnel--- finally. Most of the really well respected, long term investors are advising their audiences to hang in there, to stop the panic selling, and to look for the great companies that have withstood the econom...</description>
<link>http://www.articleheaven.com/article_678529_19.html</link>
<pubDate>30th October 2008</pubDate>
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<title>The Securities Investors' Bill Of Rights (SIBORAP): Part Two</title>
<description>SIBORAP includes these ten specific sections: (1) Product Transparency, (2) Regulation and Education, (3) Protection from Speculators (4) Control of Hedge Funds, (5) Brokerage Account Statements, (6) Retirement Account Investments, (7) Executive Compensat...</description>
<link>http://www.articleheaven.com/article_677791_30.html</link>
<pubDate>30th October 2008</pubDate>
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<title>The Securities Investors' Bill Of Rights (SIBORAP): Part One</title>
<description>We the securities investors of the United States, in order to form more transparent financial markets, establish effective regulations, defend against destructive speculation and manipulation, promote financial well-being, preserve working capital, and pr...</description>
<link>http://www.articleheaven.com/article_676094_19.html</link>
<pubDate>27th October 2008</pubDate>
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<title>Value Stock Market CRASH Report </title>
<description>There has never been a correction that has not proven to be an investment opportunity. While everything is down in price, there is actually less to worry about than when prices are historically high. More money has been lost by people who bought into last...</description>
<link>http://www.articleheaven.com/article_662141_63.html</link>
<pubDate>13th October 2008</pubDate>
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<title>Retirement Income Investing and Your Portfolio </title>
<description>First, the good news: From June 2007 through September 2008 (i.e., during the credit crisis) Income CEF payouts per share were virtually unchanged. From June 2008 through September 2008, payouts rose slightly--- 29 funds raised their payouts and 17 lowere...</description>
<link>http://www.articleheaven.com/article_659335_19.html</link>
<pubDate>07th October 2008</pubDate>
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<title>Last Bank Standing - The Wall Street Mega-Crash</title>
<description>Dateline Washington, October 19th (get it?) 2010: the Peoples Bank &amp; Trust of America has now established itself as the only bank of any kind in the USA, totally owned and managed by the US House of Representatives. A 2/3 majority must now approve all inv...</description>
<link>http://www.articleheaven.com/article_654681_57.html</link>
<pubDate>02nd October 2008</pubDate>
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<title>Wall Street Bailout, Congressional Cover-up, or Sarbanes-Oxley? </title>
<description>Every new controversy demands a look at similar situations of the past. Just what is a bailout anyway? In the early 80's, Lee Iacocca arranged a government loan and tax concessions to bring Chrysler Corporation back from the brink of bankruptcy--- during ...</description>
<link>http://www.articleheaven.com/article_653368_57.html</link>
<pubDate>30th September 2008</pubDate>
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<title>Amazon's Best Investment Book Reviews: Have You Been Brainwashed?</title>
<description>Most popular investment books are published for the already rich and famous, by an industry that has become just too good at the business of selling books. Rarely will a publisher take a chance with the work of an unknown author. Certainly, it's a no brai...</description>
<link>http://www.articleheaven.com/article_637205_58.html</link>
<pubDate>12th September 2008</pubDate>
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<title>Retirement Income Investment Planning - Step One</title>
<description>Your retirement income investment plan starts now, right now, no matter how old or well heeled you happen to be.

Step One is to understand what a retirement plan is, and to identify the three large numbers you need to keep track of while you are develo...</description>
<link>http://www.articleheaven.com/article_632891_19.html</link>
<pubDate>09th September 2008</pubDate>
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<title>Income Investing: Go Ask Alice</title>
<description>Jefferson Airplane has never, ever, been mistaken for a band of financial advisors, but the White Rabbit lyrics can be incredibly instructional to the generation of investors who experienced the classic first hand--- as a description of their own college ...</description>
<link>http://www.articleheaven.com/article_626841_19.html</link>
<pubDate>08th September 2008</pubDate>
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<title>Why 401(k) Retirement Plans Really Don't Work </title>
<description>The good news about the Internet is the information we can get our cursors on instantly; the bad news is the information we can get our heads around instantly, but without any way of gauging accuracy, relevance, or completeness. This is particularly evide...</description>
<link>http://www.articleheaven.com/article_621332_57.html</link>
<pubDate>05th September 2008</pubDate>
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<title>Preventing Investment Mistakes: Ten Risk Minimizers	</title>
<description>Most investment mistakes are caused by basic misunderstandings of the securities markets and by invalid performance expectations. The markets move in totally unpredictable cyclical patterns of varying duration and amplitude. Evaluating the performance of ...</description>
<link>http://www.articleheaven.com/article_607389_19.html</link>
<pubDate>22nd August 2008</pubDate>
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<title>The Obama Tax Reform Plan For Long Term Economic Growth?</title>
<description>Most economic research suggests that tax code replacement surgery is essential for long-term economic progress. The goal of my plan is to make sure that you are not grumbling ten years from now about the same things that trouble you today. This is a fifte...</description>
<link>http://www.articleheaven.com/article_588480_75.html</link>
<pubDate>24th July 2008</pubDate>
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<title>Good News For Income Investors</title>
<description>Looking for good news in today's markets is like searching for the proverbial needle in a haystack. Needless to say, practically all investment grade equities and nearly all closed end funds that specialize in providing regular recurring monthly income ha...</description>
<link>http://www.articleheaven.com/article_588479_19.html</link>
<pubDate>24th July 2008</pubDate>
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<title>The McCain Tax Reform Plan For Long Term Economic Growth?</title>
<description>The writing is on the wall (street, that is), and it is telling us that we need to reaffirm the United States as the dominant force in the global economy, and that we have to do more to protect our citizens' retirement and investment programs.

Most eco...</description>
<link>http://www.articleheaven.com/article_588478_57.html</link>
<pubDate>24th July 2008</pubDate>
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<title>Corporate Income Tax Reform--- Seriously</title>
<description>The investor's eye view of politics is a simplistic, practical, dot-connecting approach to sorting things out so that win/win change can be considered. Real world politics is not concerned with such things, and that is one of the most serious problems fac...</description>
<link>http://www.articleheaven.com/article_576901_57.html</link>
<pubDate>15th July 2008</pubDate>
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<title>When All Stocks Are Value Stocks - Think QDI</title>
<description>Value stocks are those that tend to trade at lower prices relative to their fundamental characteristics than their more speculative cousins, the growth stocks; they have higher than usual dividend yields and lower P/E and P/B ratios. So when all stock pri...</description>
<link>http://www.articleheaven.com/article_576897_19.html</link>
<pubDate>15th July 2008</pubDate>
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<title>Quarterly Window Dressing - A Recurrent Wall Street Scam</title>
<description>"The time has come the walrus said, to talk of many things": Of corrections--portfolios--- and window dressing--- of market cycles--- wizards--- and reality.

Quarterly portfolio window dressing is one of many immortal Jaberwock-like creatures that roam...</description>
<link>http://www.articleheaven.com/article_571408_63.html</link>
<pubDate>07th July 2008</pubDate>
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<title>Guaranteed Social Security Benefits: Make It So</title>
<description>The comically complicated PSA (Personal Savings Account) legislation bouncing around Congress will raise taxes, increase investment risk, and expand the size of government. Let's stop applying Band-Aids to spouting arteries. We are looking for a guarantee...</description>
<link>http://www.articleheaven.com/article_564896_57.html</link>
<pubDate>27th June 2008</pubDate>
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<title>Volatility Rocks The Investment Markets </title>
<description>
Gets your attention, doesn't it? The unfortunate thing though, is that most people will react negatively to this intentionally inflammatory, media-ready, title statement. Has some Wall Street virus attacked our financial experience memory chip? Bouncing...</description>
<link>http://www.articleheaven.com/article_558296_57.html</link>
<pubDate>19th June 2008</pubDate>
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<title>Zero Overhead Real Estate Investing---Right Now</title>
<description>Real estate investing is not nearly as complicated, financially burdensome, or time consuming as you might think. In fact, It's easy to add raw land, shopping centers, apartment complexes, and private homes to your portfolio without brokers, bankers, atto...</description>
<link>http://www.articleheaven.com/article_555075_33.html</link>
<pubDate>11th June 2008</pubDate>
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<title>Strategic Investment Mixology – In Search Of The Holy Grail Cocktail </title>
<description>So what do your Investment Manager and your neighborhood bartender have in common, other than the probability that you spend more time with the latter during market corrections? Antoine Tedesco, in his "The History of Cocktails" article, lists three thing...</description>
<link>http://www.articleheaven.com/article_550429_19.html</link>
<pubDate>04th June 2008</pubDate>
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<title>Compound Stock Earnings Programs - Caveat Investor</title>
<description>The caller seemed surprised that I had never heard about Compound Stock Earnings Programs, or CSEs. "People are earning three to six percent per month with little or no risk", she continued, "I'm thinking of attending a seminar". A wise man once said: "If...</description>
<link>http://www.articleheaven.com/article_550427_19.html</link>
<pubDate>04th June 2008</pubDate>
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<title>Your 401(k) Investments and the IGVSI</title>
<description>Smack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most...</description>
<link>http://www.articleheaven.com/article_550426_63.html</link>
<pubDate>04th June 2008</pubDate>
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<title>Predicting Stock Market Movements</title>
<description>I've been thinking about starting a stock market prediction business. Clearly, there is a huge market for timely and accurate information of this type, and just as clearly, predicting the future is much easier than dealing with the realities of whatever i...</description>
<link>http://www.articleheaven.com/article_519700_19.html</link>
<pubDate>18th April 2008</pubDate>
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<title>Stock and Bond Trading Powers Modern Asset Allocation</title>
<description>For most individual investors, trading is approached in a totally speculative manner. Stock trading, in its more popular forms (Day Trading, Swing Trading, etc.) includes none of the elements that a conservative investment strategy would contain: little i...</description>
<link>http://www.articleheaven.com/article_476649_19.html</link>
<pubDate>19th February 2008</pubDate>
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<title>Investment Performance Analysis Using the Working Capital Asset Allocation Model</title>
<description>It matters not what lines, numbers, indices, or gurus you worship, you just can't know where the stock market is going or when it will change direction. Too much investor time and analytical effort is wasted trying to predict course corrections... even mo...</description>
<link>http://www.articleheaven.com/article_476648_19.html</link>
<pubDate>19th February 2008</pubDate>
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<title>The High Risk in Foundation/Endowment Investment Portfolios</title>
<description>Foundations, Endowments and other Not-for-Profit organizations come in all shapes and sizes. The assets that they control and manage for the benefit of countless projects, charities, and causes is staggering in total and it has become a primary market for...</description>
<link>http://www.articleheaven.com/article_476647_19.html</link>
<pubDate>19th February 2008</pubDate>
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<title>Calculating Your Investment IQ</title>
<description>Stocks, bonds, index funds; averages, recessions, market rallies and corrections; mutual funds, technical analysis, financial statements; commissions, taxes, and discount brokers. Just how much do you know about investing, or perhaps a better question: is...</description>
<link>http://www.articleheaven.com/article_460222_19.html</link>
<pubDate>24th January 2008</pubDate>
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<title>Market Cycle Investment Management</title>
<description>Whatever happened to the Stock Market Cycle; the Interest Rate Cycle; Baby Jane? How did Wall Street get away with pushing these facts of financial life down the basement stairs? Most investors, I'm beginning to believe, and all financial advisors, media ...</description>
<link>http://www.articleheaven.com/article_251532_19.html</link>
<pubDate>18th January 2008</pubDate>
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<title>Welcome to the BIG Buy Low</title>
<description>Every correction is the same, a normal downturn in one of the Markets where we invest. There has never been a correction that has not proven to be an investment opportunity. You can be confident that the Federal Reserve, as hypnotized as it is with keepin...</description>
<link>http://www.articleheaven.com/article_237616_19.html</link>
<pubDate>05th November 2007</pubDate>
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<title>Ishares and ETFs: Pushing the DJIA Toward the Cliff</title>
<description>How many of you remember the immortal words of P. T. Barnum? Of Yogi Berra? On Wall Street, the incubation period for new product scams may be measured in years instead of minutes, but the end result is always a lopsided, greed-driven, gold rush toward fi...</description>
<link>http://www.articleheaven.com/article_200551_71.html</link>
<pubDate>13th August 2007</pubDate>
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<title>How Do You Spell Correction?</title>
<description>During every correction, I encourage investors to avoid the destructive inertia that results from trying to determine: "How low can we go?" and/or "How long will this last?" Investors who add to their portfolios during downturns invariably experience high...</description>
<link>http://www.articleheaven.com/article_197997_22.html</link>
<pubDate>07th August 2007</pubDate>
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<title>How Do You Spell Correction?</title>
<description>How Do You Spell Correction? 
 
During every correction, I encourage investors to avoid the destructive inertia that results from trying to determine: "How low can we go?" and/or "How long will this last?" Investors who add to their portfolios during do...</description>
<link>http://www.articleheaven.com/article_197996_22.html</link>
<pubDate>07th August 2007</pubDate>
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<title>Stock and Bond Trading as a Conservative Investment Strategy</title>
<description>It's likely that either curiosity or skepticism led you to this article, and I would agree that, for most individual investors, trading is approached in a totally speculative manner. Stock trading, in its more popular forms (Day Trading, Swing Trading, Pe...</description>
<link>http://www.articleheaven.com/article_167300_19.html</link>
<pubDate>30th May 2007</pubDate>
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<title>An Investor's Eye View of the Corporate Income Tax</title>
<description>The Investor's Eye view of politics is a simplistic, practical, "dot-connecting" approach to sorting things out so that positive (win/win) change can be considered. Real World politics is not concerned with such things, and that is one of the most serious...</description>
<link>http://www.articleheaven.com/article_152019_75.html</link>
<pubDate>26th April 2007</pubDate>
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<title>Investment Politics 2008: What's (left) In Your Wallet?</title>
<description>The parade of promises is marching down Main Street. For too many months to come, politicians of all descriptions, parties, and ideologies will be courting our votes... they have the cure for all that is wrong in the world, they tell us. With crystal clea...</description>
<link>http://www.articleheaven.com/article_145356_67.html</link>
<pubDate>08th April 2007</pubDate>
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<title>A Stock market Correction is a Beautiful Thing</title>
<description>A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, even technically I'm told, corrections adjust equity prices to their actual value or "support levels". In reality, it's much easier than that. Prices go down ...</description>
<link>http://www.articleheaven.com/article_138437_75.html</link>
<pubDate>14th March 2007</pubDate>
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<title>Year End Investment Ideas and Tax Strategies</title>
<description>First thing Monday morning I'm going to march into my boss's office and demand a pay cut so that I'll be in a lower tax bracket next year.  

	Of course that's ridiculous, but isn't it about the same as the financial community's "Conventional Wisdom" (C...</description>
<link>http://www.articleheaven.com/article_109316_19.html</link>
<pubDate>01st December 2006</pubDate>
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<title>Investment Scandals &amp;amp; Scams: What\\\'s Next!</title>
<description>We humans are as creative on the "Dark Side" of commercial activity as we are in developing beneficial new products and services. In the face of huge financial benefits, however, some corporate executives can't resist taking an extra dessert even before t...</description>
<link>http://www.articleheaven.com/article_94292_19.html</link>
<pubDate>12th October 2006</pubDate>
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<title>Seven Principles of Investment Management</title>
<description>Many Investment Gurus, with a straight face and a gleam in their eye, will insist that successful investing is a function of expansive research, skillful market timing, and detailed technical analysis. Others emphasize fundamental information about compan...</description>
<link>http://www.articleheaven.com/article_88241_19.html</link>
<pubDate>19th September 2006</pubDate>
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<title>Solving Social Security: Fire the Politicians!</title>
<description>As an investor, I've always wondered why Social Security is such a problem. What's so difficult about managing this particular Trust Fund, and why is it so different from other investment accounts that pay out a constant stream of income? The private sect...</description>
<link>http://www.articleheaven.com/article_86872_63.html</link>
<pubDate>07th September 2006</pubDate>
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<title>REITs and CEFs: The KISS Principal Applied to Real Estate</title>
<description>Real Estate investing is not nearly as legally complicated, financially burdensome, or time consuming as you might think. In fact, it is easy to add raw land, shopping centers, apartment complexes, and private homes to your portfolio without Brokers, Bank...</description>
<link>http://www.articleheaven.com/article_81070_33.html</link>
<pubDate>13th August 2006</pubDate>
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<title>Stock Market Window Dressing: The Art of Looking Smart!</title>
<description>As investors, and we all are investors these days, it is important that we understand the idiosyncrasies of the Stock Market pricing data we use to help us in our decision making efforts. On Wall Street, investing can be a minefield for those who don't ta...</description>
<link>http://www.articleheaven.com/article_70309_63.html</link>
<pubDate>07th July 2006</pubDate>
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<title>Relax, A Volatile Stock Market Is Your Dearest Friend</title>
<description>Most people never forget their first love. I'll never forget my first trading profit! But the $600 (1970 dollars) I pocketed on Royal Dutch Petroleum was not nearly as significant as the conceptual realization it signaled! I was amazed that someone would ...</description>
<link>http://www.articleheaven.com/article_64867_63.html</link>
<pubDate>20th June 2006</pubDate>
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<title>In Value Stock Investing, Quality is Job One</title>
<description>How much financial bloodshed is necessary before we realize that there is no safe and easy shortcut to investment success? When do we learn that most of our mistakes involve greed, fear, or unrealistic expectations about what we own? Eventually, successfu...</description>
<link>http://www.articleheaven.com/article_58901_19.html</link>
<pubDate>01st June 2006</pubDate>
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