US Unsecured has Record Year in Spite of Tightening Fiscal Policy
May 1, 2008

The U.S. economy is in a slump and unsecured lines of credit are becoming harder and harder to get approved for let alone find. “It does not matter if you have 1 Million Dollars in the bank, due to a new set of standards which says 70% of mortgages will default, you are immediately categorized two rungs higher on the risk ladder than before the mortgage crisis.” Says Clayton Williams, a US Unsecured Lending Expert. US Unsecured does not boast a perfect approval rate, but they do claim to have been able to close nearly 92% of their clients, some of which had been denied multiple times before coming to US Unsecured. US Unsecured claims that their extensive relationships with a nationwide group of lenders are what allow them to fund unsecured loans when others cannot.

“We have trained our employees to strategically interpret the situation of the client and work from there, something that your local bank probably will not do beyond looking at your tax returns. Many of our clients come to us claiming that another bank has offered them a loan, if they make them put 15% more down, collateralize their retirement plan, and make them switch jobs in the process. We will bounce the loan off our lenders until we find a match with the financial terms that would otherwise make the difference between the failing or succeeding of a client’s business.” According to Clayton, the best life preserver is a loan with optimal terms. “A representative at your bank does not really care if you get approved or not, or if your application is ran through a computer and immediately denied. They have no incentive to approve you, and may get fired if they do. At US Unsecured we fight for you so that banks end up competing for your business. The psychological advantage involved also makes our clients sleep easier after knowing that they have three potential offers to choose from, instead of just one.”
“We find that business is more lucrative now than ever, simply because most people are finding it extremely difficult to find and get approval for anything unsecured or not.” Says hired consultant Ralph Noe.